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February 26, 2010  
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Insurance Advisors Terms


  > Employment practices
This kind of coverage will help defend against employment-related claims such as sexual harassment, age discrimination, or wrongful termination. Some policies offer legal assistance; others may pay both legal costs and damages.
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  > Dependent Property
This refers to a kind of business-interruption endorsement on a commercial policy that protects you from financial losses caused by problems somewhere other than your business. “Dependent property” is defined as property not owned, operated or controlled by you but on which you are dependent for normal business operations.
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  > Exclusive Provider Organization (EPO)
EPOs allow subscribers to visit any physician within the contracted network without prior approval or referrals. Services received outside the network may not be covered.
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   Get a Quote - New York Life Insurance Policy Advisor
Get a Life Insurance Quote

Protect your financial dependants! New York Life insurance can be a safety net to ensure a stable future for them if you should die. The other benefit of New York Life Insurance is that policy holders may draw against their policy when they need money for retirement, college for their children or if an unexpected job loss occurs.

Get a quote today and get the life insurance coverage you need! Contact one of our New York Life Insurance Advisors today.

Some types of New York Permanent Life Insurance include:
  • New York Whole Life Insurance
  • New York Universal Life Insurance
  • New York Variable Universal Life Insurance
Think about your spouse and children. You never know when a disaster may occur. Our life insurance advisors can help you determine which coverage is best for you based on your needs and what you can afford. Basically, there are two types of New York life insurance: Term Life and Permanent Life Insurance.

New York Term Life Insurance is simply a period of time that the policy holder chooses with a coverage end date. Secondly, New York Permanent Life Insurance covers you for a lifetime and offers many more variations. This type of policy is considered a cash value accumulation. Whichever choice you make, you need New York life insurance to protect the future of your family if you should die unexpectedly.

Get a quote today and get the life insurance coverage you need! Contact one of our New York Life Insurance Advisors today.

 

Contact our New York Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our New York Insurance Advisors today:

  • Astoria
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  • Corona
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  • New York
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  • Staten Island
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  • Troy
  • Webster
  • West Babylon
  • Westbury
  • Whitestone
  • Woodside
  • Yonkers
       
 
Did You Know?    
 
 
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.

 
 
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