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August 24, 2010  
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Insurance Advisors Terms


  > Flood
Coverage for damage caused by floods is not included in ordinary homeowners and commercial policies, but must be added as an endorsement. Flood insurance, which also covers damage caused by mudslides, is available through a program run by the Federal Insurance Administration; contact your agent or call (800) 427-4661 for more information.
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  > COBRA Benefits
COBRA stands for “Consolidated Omnibus Budget Reconciliation Act of 1985,” which requires companies with 20 or more employees to offer separating employees the option to continue their group health-care coverage at their own expense.
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  > Business interruption
If you're unable to run your business due to a covered peril (fire, storm damage, vandalism and so on), business interruption insurance will replace lost income, pay ongoing expenses and pay costs involved in getting you set up in a temporary facility.
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Are the necessities in your life insured? Unfortunate events can be unpredictable; be prepared! New York Insurance Advisors are advisors specializing in the vast field of insurance. Insurance ranges from home and auto insurance to life and health insurance. We will provide the highest-quality New York insurance advisors in New York.

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If you are in need of insurance coverage, contact one of our New York Insurance Advisors today.

While types of insurance vary widely, the primary goal of insurance is to allocate the risks of a major loss to an individual. Our New York Insurance advisors specialize in all different areas of insurance. Whether it is auto insurance or disability insurance, our New York advisors will point you in the right direction.

 
Data for the Finance & insurance sector    
 
 
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in New York
Establishments 9,994
Revenue ($1,000) Not Available
Annual payroll ($1,000) 8,593,367
Paid employees 188,773

Source: U.S. Census Bureau Insurance carriers and related activities
 

An insurance advisor's main purpose is to get you on the right track regarding any or all types of insurance. With all of the different choices and options out there, it can be overwhelming and mind-boggling when it comes to deciding which policy best suits your needs. This where our New York Insurance Advisors come in!

Below are related topics that New York Insurance Advisors handle:

  • Auto Insurance
  • Renters Insurance
  • New York Business Insurance
  • Property Insurance
  • Health Insurance
  • New York Disability Insurance
  • Homeowners Insurance
  • Hurricane Flood Insurance
  • Life Insurance
  • New York Medical Insurance
  • Travel Insurance
  • New York Title Insurance

If you are in need of insurance coverage, contact one of our New York Insurance Advisors today.

 

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Did You Know?    
 
 
Generally, you must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer.
If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that is due to your employer's payments is reported as income. If you pay the entire cost of a health or accident insurance plan, do not include any amounts you receive for your disability as income on your tax return. If you pay the premiums of a health or accident insurance plan through a cafeteria plan, and the amount of the premium was not included as taxable income to you; the premiums are considered paid by your employer, and the disability benefits are fully taxable.

 
 
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Latest News
  Latest Insurance related news in New York and nationwide: Mar 02, 2007 - Dwindling Insurance Pushing People To Financial Brink
People who had medical expenses as part of their credit-card balances had much higher credit-card debt than those who did
Read more >


Mar 02, 2007 - More Americans Struggle With Health Care Costs
TUESDAY, Dec. 12/2006 (HealthDay) More Americans are forced to spend more of their family income on health care, and more
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Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage
The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require
Read more >


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